No doubt, it is very difficult to get a loan to refinance your mortgage as banks and loan providers are making their lending policies more difficult and retarding the availability of cash. If you are getting loan for the first time, it is very difficult to find a reasonable mortgage loan. Moreover, people who already have taken the mortgage two or three years before, finding it hard to get a loan to refinance their mortgage.

This situation has been occurred during the last year when sub-prime mortgage crisis happened in America that has captured whole lending industry in world. Many lenders had to bear huge loss in this so called crises that is why most of lenders are suspected about existing lending policies and not willing to invest on large scale but still there are many lenders who are ready to help you with mortgage and re-mortgages in form of sell to rent back option. All this depend on finding a good lending company.

Sell to rent may be a new idea for many people but this is one of the best sources to refinance your mortgage. This option allows you to sell your home to get immediate cash and remain in your home by getting it back on rent. This option is also good for those getting separation or divorce and can not afford mortgage any more. There are numerous companies offer sell to rent program but useful only when you decide to work with a sound well reputed company.