I cannot believe how many different car insurance companies there are now. I remember when I bought my first car and had to only choose between two different agencies in our town. Now, not only is there at least ten different car insurance companies in my town, there are some that have three different offices scattered throughout our city.

I have recently found out that you can get a quote online and then compare it to whatever your current car insurance rates are without having to drive all over town. I have actually done that twice and both times, the car insurance rates online were better than the car insurance companies that are right down the street from me. Our mayor keeps asking everyone to shop locally for their needs but it makes it really hard when you can save so much from these online companies on a lot more than just car insurance.

If the car insurance companies are ever going to be able to compete with the ones online, they are defiantly going to have to lower their insurance rates and do it quickly. I know that at work, four of the five managers that I work with have gone to online car insurance companies.